Maximizing Compensation for Personal Injury Claims
We specialize in negotiating with insurance companies to ensure that personal injury victims receive the compensation they deserve.
The Importance of Effective Negotiation
Negotiating with insurance companies is a critical part of the personal injury claims process. Without proper negotiation strategies, clients risk settling for far less than their claim is worth. Insurance companies often attempt to reduce payouts by offering lowball settlements or using tactics to place some blame on the injured party. We counter these efforts with detailed preparation, persuasive presentations, and ongoing negotiations to ensure that our clients receive full compensation for their injuries.
As one personal injury resource notes, the initial offer from an insurance company is often far below what you deserve. It’s important to remain patient and never accept the first offer. Our team takes the time to respond to offers thoughtfully, rebutting weak points in the insurer’s argument and providing comprehensive evidence to strengthen the case.
Our Negotiation Process
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Start with a High Demand, But Be Reasonable
Begin negotiations by submitting a demand letter that outlines the full extent of your damages, including medical bills, lost wages, and pain and suffering. It's important to ask for more than you expect to settle for so you have room to negotiate downwards while still maintaining a fair settlement. However, ensure your demand is supported by evidence, as an unreasonable demand can cause the insurance company to dismiss your claim entirely.
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Use Detailed Documentation to Support Your Case
Insurance companies heavily rely on medical records, receipts, and other documentation to assess claims. Organize your injury-related paperwork carefully, including evidence such as medical bills, lost wages, and photos of injuries. Presenting a well-documented case strengthens your position and makes it harder for the insurer to undervalue your claim.
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Counter Lowball Offers Strategically
It's common for insurance adjusters to start with a lowball offer. Instead of accepting or rejecting it outright, counter the offer with a reduction in your demand, but only by a small amount. In your response, explain why their offer is inadequate and back it up with facts and documentation. This shows you are serious and knowledgeable, increasing the likelihood of a better counteroffer.
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Be Patient and Persistent
Negotiating a personal injury settlement can take time. Avoid rushing to settle too quickly, as insurance companies often try to take advantage of impatience. Stay firm in your position, remain calm, and be willing to go through several rounds of negotiation. Adjusters are more likely to offer a better settlement the longer negotiations continue, especially as trial looms closer.
Why Choose Us?
Comprehensive Documentation
We gather all necessary medical records, treatment documentation, and evidence to back up the claim. This ensures that the insurance company cannot dispute the severity of the injuries or the amount owed.
Proven Strategies
We understand the nuances of insurance negotiations and know how to counter common tactics, such as delaying claims or undervaluing injuries.
Maximized Settlements
By focusing on both economic and non-economic damages, we aim to secure the highest settlement possible, accounting for medical expenses, lost wages, pain and suffering, and future medical needs.
We're Here to Help You Every Step of the Way
Whether you are looking for A la carte service or full case management, we handle any and all aspects of the case.